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Moneycontrol Personal Finance

  • Planning investment option for old age

    Planning investment option for old age

    A lot of people will tell you a lot of things about how investments can work in your favour. Some will advocate the importance of low risk investments that give poor returns over a period of time while others will tell you about high risk investments that can bring handsome returns in a shorter duration.
    - 7 days ago, 20 Nov 14, 5:00pm -
  • Indian Real Estate - The only way is UP

    Indian Real Estate - The only way is UP

    The real estate sector addresses one of the basic needs of mankind, a home
    - 7 days ago, 20 Nov 14, 3:07pm -
  • Looking to invest in gold? Here's an expert view

    Looking to invest in gold? Here's an expert view

    Watch the interview of Tanwir Alam, Fincart with Reema Tendulkar Sumaira Abidi on CNBC-TV18, in which he spoke about in gold and mutual fund.
    - 8 days ago, 19 Nov 14, 2:46pm -
  • Vacation Rentals- A new trend?

    Vacation Rentals- A new trend?

    India is also opening up to the concept of vacation homes at a fairly fast pace
    - 9 days ago, 18 Nov 14, 1:58pm -
  • Bhiwadi: A rising star in NCR real estate

    Bhiwadi: A rising star in NCR real estate

    Still primarily driven by its industrial sector, Bhiwadi encompasses the manufacturing centres of Chopanki, Khushkhera and Sare Khurd. There is a massive amount of additional industrial development activity planned by The Rajasthan State Industrial Development and Investment Corporation (RIICO).
    - 9 days ago, 18 Nov 14, 8:58am -
  • Delhi real estate: Plots builder floors at Ashok Vihar

    Delhi real estate: Plots  builder floors at Ashok Vihar

    In limited cases, one also sees outright sale of such houses. In such cases, the builder becomes the sole new owner and pays the homeowner the going market price for the land area of the house, and then proceeds to construct the new floors and sells them.
    - 9 days ago, 18 Nov 14, 8:52am -
  • Looking to buy property in 2015? Here's help

    Looking to buy property in 2015? Here's help

    In 2015, overall property markets are expected to continue edge further into recovery. There are several factors that can be considered as key drivers for the sector in 2015, such as easing pressure of downside risks for rupee and current account deficit, improving export.
    - 9 days ago, 18 Nov 14, 8:50am -
  • Realty rates soften in Q3 2014: Makaan Property Index

    Realty rates soften in Q3 2014: Makaan Property Index

    The latest MPI report for the third quarter of 2014, indicates softening in property rates in major cities in India. Home buyers had adopted a wait and watch approach for a longer duration owing to high property rates an even higher home loan interest rates.
    - 9 days ago, 18 Nov 14, 8:45am -
  • How to calculate tax benefits? Make right comparisons

    How to calculate tax benefits? Make right comparisons

    Individuals have to take a careful look at what are the details that they are actually considering and how this impacts their entire decision making process. Here is a close look at the tax comparisons and the points that need attention.
    - 9 days ago, 18 Nov 14, 8:45am -
  • 4 Ways to manage your PF better

    4 Ways to manage your PF better

    It is very important to know about the factors (both external and internal) influencing money management, personal as well as corporate.
    - 9 days ago, 18 Nov 14, 8:36am -

Moneycontrol - Brokerage Recos

  • newBuy Glenmark Pharma; target of Rs 873: Motilal Oswal

    Buy Glenmark Pharma; target of Rs 873: Motilal Oswal

    Brokerage house Motilal Oswal is bullish on Glenmark Pharma and has recommended buy rating on the stock with a target price of Rs 873, in its research report dated October 31, 2014.
    - 20 hours ago, 26 Nov 14, 2:26pm -
  • newHold Indian Hotels Company; target of Rs 116: ICICIdirect

    Hold Indian Hotels Company; target of Rs 116: ICICIdirect

    ICICIdirect.com has recommended hold rating on Indian Hotels Company with a target price of Rs 116, in its research report dated October 21, 2014.
    - 20 hours ago, 26 Nov 14, 2:25pm -
  • newBuy NALCO; target of Rs 80: Motilal Oswal

    Buy NALCO; target of Rs 80: Motilal Oswal

    Brokerage house Motilal Oswal is bullish on National Aluminium Company (NALCO) and has recommended buy rating on the stock with a target price of Rs 80, in its research report dated November 12, 2014.
    - 20 hours ago, 26 Nov 14, 2:23pm -
  • newBuy Prestige Estates; target of Rs 288: Motilal Oswal

    Buy Prestige Estates; target of Rs 288: Motilal Oswal

    Brokerage house Motilal Oswal is bullish on Prestige Estates Projects and has recommended buy rating on the stock with a target price of Rs 288, in its research report dated November 11, 2014.
    - 20 hours ago, 26 Nov 14, 2:22pm -
  • newBuy Yes Bank; target of Rs 800: ABMoney

    Buy Yes Bank; target of Rs 800: ABMoney

    Aditya Birla Money is bullish on Yes Bank and has recommended buy rating on the stock with a target price of Rs 800 in its November 18, 2014 research report.
    - 20 hours ago, 26 Nov 14, 2:20pm -

India Infoline - MF News

Business Standard Smart Investor

Business Standard PF

  • No tax on gratuity of up to Rs 10 lakh
    If gratuity is received in earlier years then exemption at time of retirement will reduce to that extent, subject to the overall limit
    - 5 days ago, 22 Nov 14, 9:27pm -
  • More new fund offerings to choose from?
    Don't make net worth dominant criterion while choosing a fund
    - 7 days ago, 20 Nov 14, 10:40pm -
  • Close-ended equity schemes - a sheer play around luck?
    If the 'timing market' strategy plays out well, it's a sure shot win-win situation for all; else, it may result in unfortunate consequences
    - 7 days ago, 20 Nov 14, 5:52pm -
  • Cash holdings rise in some MFs
    High levels could impact returns in a rising market, but can protect the downside in a falling market
    - 7 days ago, 19 Nov 14, 10:49pm -
  • Proving debit card fraud can be tricky
    But once proven, the bank will reimburse your money
    - 9 days ago, 18 Nov 14, 10:19pm -
  • Just two weeks to go for sending tax returns verification
    120-day window will end this month. If you pass this, your returns will be considered not filed
    - 10 days ago, 17 Nov 14, 10:22pm -
  • A home for travellers away from home
    Setting up a homestay is easy if there is extra space in your house. Facilities can vary from basic to luxury but be prepared to go the extra mile as host and to meet the basic rules
    - 10 days ago, 16 Nov 14, 10:50pm -
  • Make children's corpus inflation-proof
    Start early and use a mix of debt and equity to meet short-term and long-term goals
    - 10 days ago, 16 Nov 14, 10:49pm -
  • 40 Years Ago...and now: Mutual mayhem
    The evolution of the mutual funds sector in India has been marked by crises that have hurt investors time and again
    - 10 days ago, 16 Nov 14, 10:47pm -
  • Claim settlement can't be disputed once payment is accepted
    Consumers should be careful about the inference of "implied discharge". They should promptly record their protest, reserving their right to take recourse to legal action for the balance claim amount
    - 10 days ago, 16 Nov 14, 10:46pm -
  • Taxation: Kuldip Kumar
    What is advance tax and how do I know if I should pay it? Advance tax is the mechanism of paying income tax during the relevant financial year itself in which one earns the income. One is obligated to pay tax in advance where estimated the liability ...
    - 10 days ago, 16 Nov 14, 10:45pm -
  • Realty check
    Business Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in a price range of Rs 30-50 lakh. If you are looking at buying real estate and your budget falls within this range, an idea about ...
    - 11 days ago, 16 Nov 14, 10:44pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 11 days ago, 16 Nov 14, 10:42pm -
  • Ease your family's tax burden by gifting, clubbing income
    This will help in reducing taxes to be paid on income generated from investments
    - 12 days ago, 15 Nov 14, 9:06pm -
  • Don't rush to invest in gold
    If it is for use as jewellery, it would make sense to accumulate when prices touch Rs 25,000 per 10 g
    - 14 days ago, 13 Nov 14, 9:57pm -
  • Children mimic parent's money habits, spending event more: ING survey
    Parents fear children falling prey to online scamsters
    - 14 days ago, 13 Nov 14, 8:29pm -
  • Is this a good time to buy gold?
    Gold prices in India are now down over 20% from their peak over a year ago, while globally prices are down nearly 40% in three years.
    - 14 days ago, 13 Nov 14, 3:53pm -
  • Multi-asset funds make sense only for long term
    If you can re-balance your portfolio once a year, separate equity and debt funds are better
    - 15 days ago, 12 Nov 14, 9:59pm -
  • Withdrawing from ATM now requires some planning
    Use ATMs for withdrawing cash and net banking for other purposes. Revive old a/cs to get more free transactions
    - 16 days ago, 11 Nov 14, 10:34pm -
  • Lower brokerage helps traders
    Entities that don't need research or advisory and have heavy volumes will benefit from these schemes
    - 17 days ago, 10 Nov 14, 10:40pm -
  • A mix of lump sum & SIP better than only SIP
    Investing only through lump sum pays off over the very long term and in a consistently rising market; only SIP helps across volatile markets in the short to medium term
    - 17 days ago, 9 Nov 14, 10:50pm -
  • The new-look 20:80 schemes
    It is a good entry point into an expensive property but you do need to ask a few tough questions
    - 17 days ago, 9 Nov 14, 10:48pm -
  • Teach your child to be financially savvy
    Using examples that children can understand, teach them concepts such as saving for a goal, risk-reward ratio and delayed gratification
    - 19 days ago, 8 Nov 14, 10:14pm -
  • Motor policy renewals are expensive
    You'll have to forfeit no-claim bonus, face hurdles such as re-inspection
    - 21 days ago, 6 Nov 14, 10:35pm -
  • Third-party investing or gifting is complicated
    While insurance policies cannot be gifted to anyone except one's own children, bank FDs and mutual funds need additional paperwork
    - 22 days ago, 5 Nov 14, 10:44pm -
  • Choose a young nominee for your investments
    Avoid nominating parents or minors, as the former could die and the latter not be money wise
    - 23 days ago, 4 Nov 14, 10:05pm -
  • More loan at higher rate or lesser loan at lower rate?
    Youngsters whose incomes are likely to increase can opt for loans where their equity is lower even if the rate is slightly higher
    - 24 days ago, 3 Nov 14, 10:20pm -
  • Ulips are cheaper, yet not useful
    Cost is not the only factor that one should look at. It's best to keep investment and insurance apart
    - 24 days ago, 2 Nov 14, 11:30pm -
  • How to build an emergency fund
    It's important to have at least three months' salary in liquid form. This will help tide over bad times
    - 24 days ago, 2 Nov 14, 11:29pm -
  • 40 years ago...and now: From tellers to clicks
    Automated banking is a boon to customers, but it comes at a cost
    - 24 days ago, 2 Nov 14, 11:28pm -
  • Hope of patient's recovery can put paid to insurance claim
    Kiritchandra Modi had taken a personal loan of Rs 27,500 from GE Countrywide Consumer Financial Services, which was to be repaid in 24 equated monthly instalments (EMIs) of Rs 1,870. He simultaneously applied for coverage under GE Country Wide Dual ...
    - 24 days ago, 2 Nov 14, 11:26pm -
  • Inclusion in municipal limits will help improve water, power supply
    Located on the eastern periphery of Pune, Wagholi has evolved into one of the city's important suburb. About half-a-decade ago, the area was mostly dominated by local industries along the Nagar Road. Like Hadapsar, it has now successfully shed the ...
    - 24 days ago, 2 Nov 14, 11:25pm -
  • Debt Counselling: Mohan Jayaraman
    Today, Mohan Jayaraman, managing director of Experian Credit Information Company of India & country manager of Experian India, answers your questionsHow can one improve one's credit score? A credit score is a numeric summary of a borrower's ...
    - 24 days ago, 2 Nov 14, 11:24pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 24 days ago, 2 Nov 14, 11:22pm -
  • Rethink your fixed deposit strategy
    Given that interest rates are likely to fall in the coming months, lock into FDs of five to seven years now. Shop for the best rates available before locking in
    - 26 days ago, 1 Nov 14, 9:00pm -
  • Inflation linked bond funds have limited utility
    Suitable only for conservative investors; other debt funds give better returns now
    - 28 days ago, 30 Oct 14, 10:42pm -
  • Get the car glitch fixed
    With Honda Cars India joining the list of global companies to announce a recall to replace faulty airbags in Brio, Amaze and CR-V built during September 2011- July 14, buyers would be worried if their cars also need the necessary repairs and, if ...
    - 29 days ago, 29 Oct 14, 10:20pm -
  • Paying by EMI is convenient, cheaper than revolving card dues
    Taking another loan to pay off the outstanding dues can impact credit scores
    - 30 days ago, 28 Oct 14, 9:53pm -
  • 5 questions you should ask a mutual fund seller
    It is important to know whether you are being sold the right scheme; these questions will help elicit the answers needed
    - 31 days ago, 27 Oct 14, 10:12pm -
  • 7 benefits if Insurance Bill is passed
    It will allow more transparency in policies and flexibility in premium payment, besides improving processing of claims
    - 32 days ago, 26 Oct 14, 10:30pm -
  • Follow FIIs on large-cap segment alone
    Use the buy-and-hold strategy for three to five years and you are most likely to be a winner
    - 32 days ago, 26 Oct 14, 10:29pm -
  • Best to exit stocks stuck in regulatory mess
    These could fall sharply, eroding your wealth; also, as recovery might take long, booking losses might be sensible at times
    - 32 days ago, 26 Oct 14, 10:28pm -
  • Tour organiser can be held liable for deficiency
    Tour operators cannot be ignorant of the tour itinerary and let the tourists undertake the tour at their peril
    - 32 days ago, 26 Oct 14, 10:26pm -
  • Good connectivity to Delhi, Gurgaon; reasonable prices
    Bhiwadi is located in the Alwar district of Rajasthan, and is an emerging industrial destination in the NCR. Located at just 40 km from Gurgaon, Bhiwadi is witnessing a shift from its erstwhile image as a mere industrial area to destination with ...
    - 32 days ago, 26 Oct 14, 10:25pm -
  • Life Insurance: Anuj Agarwal
    What is the difference between an endowment policy and money-back policy? Which is better? An endowment policy, as the word suggests, 'endows' you with a promise to pay a sum of money on surviving till the end of the chosen policy term, and also ...
    - 32 days ago, 26 Oct 14, 10:24pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 32 days ago, 26 Oct 14, 10:22pm -
  • Why are you investing?
    Merely choosing investment products in accordance with your risk profile is not enough. Consider all your requirements before deciding where to put your money
    - 33 days ago, 25 Oct 14, 9:17pm -
  • Credit score can fall despite loan repayment
    Making too many loan enquiries or asking for a higher credit limit could lead to a lower score
    - 36 days ago, 22 Oct 14, 10:02pm -
  • Toss-up between banks and transfer agents
    Shop around for the best exchange rate and the lowest fees
    - 37 days ago, 21 Oct 14, 9:57pm -
  • This Diwali, swipe card to buy a car but beware of debt trap
    You get a 45-day repayment window and reward points. But inability to pay back on time can be a problem
    - 38 days ago, 20 Oct 14, 10:18pm -