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All India News | Stay Informed, Stay Ahead

Moneycontrol Personal Finance

  • Should you buy a flat in standalone building or a township?

    Should you buy a flat in standalone building or a township?

    Well-maintained standalone buildings and modern townships offer advantages and challenges. One must way them in light of his needs and decide accordingly.
    - 2 days ago, 27 Mar 15, 8:20pm -
  • Three points prescription for surviving credit card default

    Three points prescription for surviving credit card default

    Balance transfer, converting your dues to an EMI option or going for a new loan can help one survive a default on credit card. These options help a credit card holder to pay down his outstanding without incurring high costs.
    - 3 days ago, 27 Mar 15, 11:40am -
  • Tax deducted at source and actual tax liability may differ

    Tax deducted at source and actual tax liability may differ

    Though there is a provision to deduct tax at the source of income, one must assess this tax position. Despite TDS, one may have to pay tax, if his tax rate is higher than the rate of TDS. One may also claim tax refund if TDS rate is higher than his tax slab rate.
    - 3 days ago, 27 Mar 15, 11:00am -
  • Use e-Wallets to pay your bills, but beware of charges

    Use e-Wallets to pay your bills, but beware of charges

    e-Wallets are emerging as the preferred means to pay your bills. However they do not pay interest on the amount loaded in e-wallets. One has to check the costs associated with this facility.
    - 5 days ago, 25 Mar 15, 5:36pm -
  • Why you should not forget repaying your education loan

    Why you should not forget repaying your education loan

    If you do not pay your education loan on time, your credit score goes down. You are recorded as a defaulter as a result of which you are not eligible for a loan in future.
    - 5 days ago, 25 Mar 15, 4:24pm -
  • How do you know if you are actually ready to retire?

    How do you know if you are actually ready to retire?

    Know six important parameters that define if you are ready to live your golden years. If pass this test you are ready to enjoy your retired life
    - 5 days ago, 24 Mar 15, 7:11pm -
  • Pre-approved home loan empowers your home purchase

    Pre-approved home loan empowers your home purchase

    A pre-approved home loan gives you peace of mind and also defines your affordability
    - 6 days ago, 24 Mar 15, 5:26pm -
  • Smart city: Not just a tech project; community goals count

    Smart city: Not just a tech project; community goals count

    Many look at smart city projects as an IT project. However use of technology should not be the end goal, but it should be a means to achieve community goals
    - 6 days ago, 24 Mar 15, 4:21pm -
  • Prime Property: CIDCO’s plans for NAINA

    Prime Property: CIDCO’s plans for NAINA

    Prime Property heads to Navi Mumbai to find out more about the government’s proposed makeover for the suburb. Besides the new airport, Chief Minister Devendra Fadnavis seems committed to setting up a brand new city over 600 sq kilometres called NAINA and build a transharbour link to South Mumbai. Alexander Mathew has details.
    - 6 days ago, 24 Mar 15, 4:03pm -
  • Prime Property: AECOM’s mantra for India

    Prime Property: AECOM’s mantra for India

    The world’s largest engineering design and infrastructure firm AECOM shares its plans for India. Michael S Burke, Chairman Chief Executive Officer of AECOM spoke with Nayantara Rai of Prime Property.
    - 6 days ago, 24 Mar 15, 4:03pm -

Moneycontrol - Brokerage Recos

  • Buy Insecticides India; target of Rs 1073: Karvy

    Buy Insecticides India; target of Rs 1073: Karvy

    Karvy Stock Broking is bullish on Insecticides India and has recommended buy rating on the stock with a target price of Rs 1073, in its research report dated March 16, 2015.
    - 3 days ago, 27 Mar 15, 5:36pm -
  • Hold Gulf Oil Lubricants; target of Rs 513: ICICIdirect

    Hold Gulf Oil Lubricants; target of Rs 513: ICICIdirect

    ICICIdirect.com has recommended to hold Gulf Oil Lubricants with a target price of Rs 513, in its research report dated March 17, 2015.
    - 3 days ago, 27 Mar 15, 5:18pm -
  • Buy Axis Bank; target of Rs 670: Kotak Securities

    Buy Axis Bank; target of Rs 670: Kotak Securities

    Kotak Securities is bullish on Axis Bank and has recommended buy rating on the stock with a target price of Rs 670, in its research report dated March 17, 2015.
    - 3 days ago, 27 Mar 15, 5:16pm -
  • Sell Persistent Systems; target of Rs 660: Emkay

    Sell Persistent Systems; target of Rs 660: Emkay

    Brokerage house Emkay Global Financial Services is bearish on Persistent Systems and has recommended sell rating on the stock with a target price of Rs 660, in its research report dated March 16, 2015.
    - 3 days ago, 27 Mar 15, 5:15pm -
  • Buy Indian Bank; target of Rs 221: ICICIdirect

    Buy Indian Bank; target of Rs 221: ICICIdirect

    ICICIdirect.com is bullish on Indian Bank and has recommended buy rating on the stock with a target price of Rs 221, in its research report dated March 16, 2015.
    - 3 days ago, 27 Mar 15, 5:13pm -
  • Buy Cummins India; target of Rs 1000: Motilal Oswal

    Buy Cummins India; target of Rs 1000: Motilal Oswal

    Brokerage house Motilal Oswal is bullish on Cummins India and has recommended buy rating on the stock with a target price of Rs 1000, in its research report dated March 13, 2015.
    - 3 days ago, 27 Mar 15, 5:11pm -
  • Buy Polaris Consulting; target of Rs 240: P Lilladher

    Buy Polaris Consulting; target of Rs 240: P Lilladher

    Brokerage house Prabhudas Lilladher is bullish on Polaris Consulting Services and has recommended 'Buy' rating on the stock with a target price of Rs 240, in its research report dated March 16, 2015.
    - 3 days ago, 27 Mar 15, 5:10pm -
  • Buy Prestige Estates; target of Rs 320: Motilal Oswal

    Buy Prestige Estates; target of Rs 320: Motilal Oswal

    Brokerage house Motilal Oswal is bullish on Prestige Estates Projects and has recommended buy rating on the stock with a target price of Rs 320, in its research report dated March 13, 2015.
    - 3 days ago, 27 Mar 15, 5:08pm -
  • Buy Snowman Logistics; target of Rs 116: Anand Rathi

    Buy Snowman Logistics; target of Rs 116: Anand Rathi

    Brokerage house Anand Rathi is bullish on Snowman Logistics and has recommended buy rating on the stock with a target price of Rs 116 in its research report dated March 27, 2015.
    - 3 days ago, 27 Mar 15, 5:07pm -
  • Buy Power Grid Corp; target of Rs 170: Angel

    Buy Power Grid Corp; target of Rs 170: Angel

    Angel Broking is bullish on Power Grid Corporation of India (PGCIL) and has recommended buy rating on the stock with a target of Rs 170 in its research report dated March 16, 2015.
    - 3 days ago, 27 Mar 15, 5:06pm -
  • Buy Entertainment Network; target of Rs 820: ICICIdirect

    Buy Entertainment Network; target of Rs 820: ICICIdirect

    ICICIdirect.com has recommended to buy Entertainment Network India in the range of Rs 670-686 for a target of Rs 820 with a stop loss below Rs 595, in its research report dated March 12, 2015.
    - 3 days ago, 27 Mar 15, 5:05pm -
  • Buy Cummins India; target of Rs 1029: P Lilladher

    Buy Cummins India; target of Rs 1029: P Lilladher

    Brokerage house Prabhudas Lilladher is bullish on Cummins India and has recommended 'Buy' rating on the stock with a target price of Rs 1029, in its research report dated March 16, 2015.
    - 3 days ago, 27 Mar 15, 5:00pm -
  • Buy Insecticides India; target of Rs 1210: SPA Research

    Buy Insecticides India; target of Rs 1210: SPA Research

    SPA Research is bullish on Insecticides India (IIL) and has recommended buy rating on the stock with a target price of Rs 1210 in its March 16, 2015 research report.
    - 3 days ago, 27 Mar 15, 4:58pm -
  • Buy Essel Propack; target of Rs 184: Edelweiss

    Buy Essel Propack; target of Rs 184: Edelweiss

    Edelweiss is bullish on Essel Propack (EPL) and has recommended buy rating on the stock with a target price of Rs 184, in its research report dated March 12, 2015.
    - 3 days ago, 27 Mar 15, 4:57pm -
  • Buy ACC; target of Rs 1960: ICICIdirect

    Buy ACC; target of Rs 1960: ICICIdirect

    ICICIdirect.com has recommended to buy ACC in the range of Rs 1620-1640 for the target price of Rs 1960 with a stop loss of Rs 1467, in its research report dated March 12, 2015.
    - 3 days ago, 27 Mar 15, 4:56pm -

India Infoline - MF News

Business Standard Smart Investor

  • newPrecariously poised
    Benchmark indices have declined nearly six per cent in March and are on course to clock their worst monthly performance since November 2011. The sharp correction has seen more than 40 per cent of the components in key indices, including the Sensex ...
    - 6 hours ago, 30 Mar 15, 12:15am -
  • newGold Outlook: Weaker dollar and geopolitical risk to underpin gold price
    The price of gold has risen recently after a two-month downtrend, due to a weaker dollar and the market factoring in a geopolitical risk premium after the Saudi Arabia-led coalition's attack on Houthi rebels in Yemen.On the physical side, demand ...
    - 6 hours ago, 30 Mar 15, 12:15am -
  • Listing in India: Valuations might blunt Sebi push
    Some markets abroad, as in the US, are considered far more accepting of a start-up's prospects before it turns profitable; tax treatment is another issue
    - 3 days ago, 26 Mar 15, 10:50pm -
  • Minutes' mismatch on Vesuvius board hire
    Sudipto Sarkar was appointed an ordinary & non-retiring director but minutes show a resolution appointing him an independent one for 5 years, probably invalidating this and bringing the MNC in breach of law
    - 3 days ago, 26 Mar 15, 10:47pm -
  • Strong growth momentum driving Cadila Healthcare
    As concern dissipates over FDA action on the company's Moraiya unit, focus returns to the high-growth US business, while domestic business also rebounds
    - 3 days ago, 26 Mar 15, 10:45pm -
  • Debt conversion into equity
    Speeding up court decisions must be a priority
    - 3 days ago, 26 Mar 15, 9:40pm -
  • Earnings shocker likely for markets
    Sensex earnings likely to grow only 6.3% in Q4; investors likely to look for safety, as sharp downgrades for FY16 expected
    - 4 days ago, 25 Mar 15, 10:50pm -
  • Waiting for revival
    Markets may have run ahead of fundamentals
    - 4 days ago, 25 Mar 15, 9:40pm -
  • More gains ahead for pharma stocks
    Analysts expect valuation premium to sustain, given strong earnings growth & re-rating aided by niche US portfolio and strong India biz
    - 5 days ago, 24 Mar 15, 10:48pm -
  • Two sides of the Sebi-FMC merger
    The proposed merger will present more opportunities to the exchanges but could also pose serious challenges for the watchdog
    - 5 days ago, 24 Mar 15, 10:30pm -

Business Standard PF

  • newDon't overdo debt
    While the Budget gives more opportunity to invest in instruments here, don't go overboard. Maintain a balance between debt and equity, depending on your age group
    - 8 hours ago, 29 Mar 15, 10:40pm -
  • newResist the siren call of SME stocks
    Low liquidity and lack of publicly available information make this segment a risky bet for even wealthy investors
    - 8 hours ago, 29 Mar 15, 10:39pm -
  • newLegally bind your property transaction
    A legal agreement of sale prevents buyer and seller from going back on their word
    - 8 hours ago, 29 Mar 15, 10:38pm -
  • newHigh time for India to have a fair credit reporting law
    About a decade ago, the retail lending boom that had taken off in the first few years of this century was reeling under bad debts. Anyone who has been associated with the retail lending sector knows the losses suffered by many new entrants which led ...
    - 8 hours ago, 29 Mar 15, 10:35pm -
  • newMix of residential, commercial development gives an edge
    Bengaluru has seen stupendous growth over the years. It has been expanding radially, transforming several localities, once considered outskirts, to self-sustaining micro-markets within the city limits.Hennur Road is one such area with tremendous ...
    - 8 hours ago, 29 Mar 15, 10:34pm -
  • newLife Insurance: Amitabh Chaudhry
    My insurance policy lapsed last year due to non-payment of premiums. When I tried to renew, my agent asked me to undergo the medical tests. Is this required? Your agent is correct in suggesting medical tests because, typically, a lapsed policy has ...
    - 8 hours ago, 29 Mar 15, 10:33pm -
  • newCase study
    Business Standard analyses one family's finances and suggests a way forward
    - 8 hours ago, 29 Mar 15, 10:31pm -
  • Managing your ailing parents' portfolio
    Start by creating a power of attorney and prepare a proper will to ensure a smooth financial transition
    - 1 day ago, 28 Mar 15, 9:20pm -
  • Reclaim your inoperative EPFO a/c money
    Claim the money before it is shifted to the senior citizen fund. The process takes almost a month
    - 3 days ago, 26 Mar 15, 10:35pm -
  • There's still hope if you're holding shares of delisted company
    Sell it to the company during the next year. If you miss the deadline, try the secondary market
    - 4 days ago, 25 Mar 15, 10:14pm -
  • PSUs cheaper, private sector banks score on service
    For those who use basic services and visit the branch often, there isn't a big difference between the two
    - 5 days ago, 24 Mar 15, 10:22pm -
  • Tata Capital offers Flexi EMI loans
    Tata Capital has launched Flex EMI Loans, which allows borrowers the option to structure their monthly loan repayments as per their convenience
    - 6 days ago, 24 Mar 15, 2:13pm -
  • Use correction to enter the market
    Direct investors should stagger their investments over 1-2 months; others can enter through MF SIPs
    - 6 days ago, 23 Mar 15, 10:28pm -
  • How EPFO proposals will impact you
    Though the deduction will be higher and net take-home pay will fall, you can get a significant tax benefit
    - 7 days ago, 22 Mar 15, 10:30pm -
  • The cost of filing belated tax returns
    Returns for income earned till FY12-13 can be filed till March 31. But you might have to cough up a penalty and pay interest on the tax liability
    - 7 days ago, 22 Mar 15, 10:29pm -
  • 40 years ago...And now: Stock markets still suffer trust deficit
    Sensex has moved from 100 to almost 30,000, but uncertainty lingers in the minds of retail investors due to scams
    - 7 days ago, 22 Mar 15, 10:28pm -
  • Waiting too long for grievance redress can be counter-productive
    As litigation is tedious, costly and time-consuming, people try to resolve a grievance amicably. However, the wait for a resolution should not stretch too long. Otherwise, the claim would be time-barred.M Sivaraj's Belgique Fashions had exported ...
    - 7 days ago, 22 Mar 15, 10:26pm -
  • General Insurance: Rakesh Jain
    My housing society has taken insurance for our residential building, which covers damage for natural calamities, etc. Do I need to take a separate insurance for my flat? What additional benefit will the insurance for my flat give? It is recommended ...
    - 7 days ago, 22 Mar 15, 10:25pm -
  • Realty check
    Business Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in a price range of Rs 2.5-3 crore. If you are looking at buying real estate and your budget falls within this range, an idea about ...
    - 7 days ago, 22 Mar 15, 10:24pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 7 days ago, 22 Mar 15, 10:23pm -
  • Have you closed the loan completely?
    Remember to take important documents like no dues certificate, statement of account and others from different lenders
    - 8 days ago, 21 Mar 15, 9:40pm -
  • Small businesses don't need to maintain book of accounts
    Companies having a turnover of under Rs 1 crore can opt for presumptive tax scheme
    - 10 days ago, 19 Mar 15, 10:38pm -
  • Treat notice from loan recovery firms seriously
    An entirely new agreement will be drawn up with the asset reconstruction company if the loan is being restructured
    - 11 days ago, 18 Mar 15, 10:26pm -
  • Gold ETFs score over mining funds
    They help diversify portfolio and are less risky
    - 12 days ago, 17 Mar 15, 10:33pm -
  • International funds: Invest with caution
    Among the worst performers in the past year, these can still help diversify your portfolio
    - 13 days ago, 16 Mar 15, 10:33pm -
  • Is online transaction truly online?
    The initial process to commence a financial transaction still requires paperwork and documentation. This will not change until a central repository and common demat accounts are in place
    - 14 days ago, 15 Mar 15, 10:50pm -
  • Tax-saving tips for buying and selling a property
    A joint loan while buying is beneficial; make full use of deductions available while selling
    - 14 days ago, 15 Mar 15, 10:49pm -
  • MF retirement scores over NPS
    Despite additional 80CCD deduction benefit given in the Budget, pension plans of MFs have more flexibility & better tax status
    - 14 days ago, 15 Mar 15, 10:47pm -
  • Stop subsidising real estate purchases
    There has been a furious debate on the household's penchant for investing in physical assets such as real estate and the methods by which such a skew can be corrected. The ability to use unaccounted money to pay for such a purchase, as well as the ...
    - 14 days ago, 15 Mar 15, 10:45pm -
  • Use DigiLocker to store your digital documents by linking to Aadhaar
    India has 53,725 DigiLocker users and 43,121 documents stored in the digital form. The top three states in number of users are Gujarat (9,178), Uttar Pradesh (7,667), and Maharashtra (6,186). DigiLocker is the national Digital Locker System launched ...
    - 14 days ago, 15 Mar 15, 10:45pm -
  • Good options in low- to mid-end residential property
    The affordable housing segment has been witnessing constant demand on the outskirts of Bengaluru. Availability of large land parcels at lower price points and the rapid expansion of the city in all directions have encouraged real estate development ...
    - 14 days ago, 15 Mar 15, 10:44pm -
  • Taxation: Kuldip Kumar
    Recently, I got married. At the wedding, my wife and I received a lot of cash as gift. We are both salaried and pay income tax. Do we have to show the cash received at the wedding as income and pay tax on this? Gifts from strangers are taxable under ...
    - 14 days ago, 15 Mar 15, 10:43pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 14 days ago, 15 Mar 15, 10:41pm -
  • Spouse's credit score can hurt your loan prospects
    Even if one's own score is good, banks will reject any joint application made with a spouse with a bad credit rating
    - 15 days ago, 14 Mar 15, 9:35pm -
  • Insurance bill: Who gains more?
    Passage of the insurance bill could lead to about 4-5% rally in banking and financials stocks such as ICICI Bank, HDFC and SBI, amongst others. Notably, most of these entities have indicated that they are looking at value unlocking in their ...
    - 17 days ago, 13 Mar 15, 8:29am -
  • Use the lumpsum route in debt funds
    While SIP can also be used to take advantage of the falling interest rate regime, tax issues make it unattractive
    - 17 days ago, 12 Mar 15, 10:55pm -
  • Restrict exposure to sectoral ETFs
    Investors can allocate higher share to broader benchmark ETFs that are cheaper than diversified funds
    - 18 days ago, 11 Mar 15, 10:29pm -
  • Saddled with unsolicited loans, cards?
    In case of dispute, don't suspend payments to banks because it will reflect badly on your credit history
    - 19 days ago, 10 Mar 15, 10:40pm -
  • Insurance policy will pay for cases against officials
    But not if fraud is proved, in which case any compensation awarded will also not be covered
    - 20 days ago, 9 Mar 15, 10:40pm -
  • Is your broker misleading you?
    NSEL is not the only one to be blamed for the Rs 5,600-crore payments scam. Brokers did no favours to their clients, whose gullibility or carelessness was also at fault
    - 21 days ago, 8 Mar 15, 11:30pm -
  • 40 years ago...And now: Can't retire with a crore any more
    Inflation and asset prices have eroded the value of money. A look at what Rs 1 cr meant 40 years ago and what it means now
    - 21 days ago, 8 Mar 15, 11:29pm -
  • Guide to mobile trading
    Even those with a 2G connection can use the platform
    - 21 days ago, 8 Mar 15, 11:28pm -
  • Mutual Fund: Nimesh Shah
    Nimesh Shah, Managing Director & Chief Executive Officer, ICICI Prudential Asset Management Company, answers your questionsWhile choosing an equity fund scheme, what factors should one take note of?It is important to have a long-term investment ...
    - 21 days ago, 8 Mar 15, 11:25pm -
  • Will financial redress agency help consumers?
    The Financial Sector Legislative Reforms Commission (FSLRC) has given shape to a draft law - Indian Financial Code. Under the proposed legislation, a unified financial authority (UFA) will be constituted as a regulator. It proposes to set up a ...
    - 21 days ago, 8 Mar 15, 11:24pm -
  • Realty check
    Budget: Rs 2-Rs 2.5 croreBusiness Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in a price range of Rs 2-2.5 crore. If you are looking at buying real estate and your budget falls within this ...
    - 21 days ago, 8 Mar 15, 11:23pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 21 days ago, 8 Mar 15, 11:21pm -
  • Lessons from market volatility
    Diversification and asset allocation can reduce uncertainty and improve portfolio outcomes
    - 22 days ago, 7 Mar 15, 9:50pm -
  • A SARAL way to invest in stock markets
    With Sebi allowing a combined demat and trading account and simplified address proof, retail investors will find the process more convenient
    - 24 days ago, 5 Mar 15, 10:42pm -
  • Get locked into FDs
    With banks likely to cut rates, investing in a product that offers 8-9% annually will be beneficial
    - 25 days ago, 4 Mar 15, 10:50pm -
  • Senior citizen insurance benefits isn't enough
    Those below 40 might find it tough to exhaust the Rs 25,000 medical insurance limit; tax benefits for senior citizens could've been more
    - 26 days ago, 3 Mar 15, 10:48pm -
  • Good time to buy infra-related stocks for the long term: Analysts
    A significant increase in planned public-sector capital expenditure will be credit-positive for infrastructure companies
    - 27 days ago, 2 Mar 15, 10:44pm -
  • Sukanya Samriddhi not really helpful in tax saving
    It is just an addition to Section 80C. Go for it only if you are looking for stable returns
    - 27 days ago, 2 Mar 15, 10:40pm -
  • Does the Budget benefit you?
    Some good things from a long-term savings perspective, but these aren't likely to put substantial cash in your hands
    - 28 days ago, 1 Mar 15, 10:30pm -
  • Jaitley shows the path to acche din for the middle class
    The focus on financial asset investment, with a number of practical measures set in motion, makes this Budget special
    - 28 days ago, 1 Mar 15, 10:29pm -
  • Dig deeper to pick a winner
    With the market on an upswing, mutual fund investors need to look at performance across market cycles
    - 28 days ago, 1 Mar 15, 10:28pm -
  • Complaint can be filed if amount accepted isn't satisfactory
    Mere acceptance of the amount without recording satisfaction will not act as a hurdle to claiming the balance amount
    - 28 days ago, 1 Mar 15, 10:26pm -
  • Debt Counselling: Sanjay Agarwal
    What is the procedure to get a credit report and what is the cost?A credit report can be requested from any of the credit bureaus - Cibil, Experian or Equifax - by downloading the application form from the websites and submitting the completed ...
    - 28 days ago, 1 Mar 15, 10:25pm -
  • Offers affordable options, good connectivity
    Hyderbabad real estate has been a hot topic in investor discussions through the long-drawn Telangana issue and after. The city's real estate market continues to be viable because of its strengths in the information technology (IT) sector. The focus ...
    - 28 days ago, 1 Mar 15, 10:24pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 28 days ago, 1 Mar 15, 10:22pm -
  • Leg-up for financial savings: Nilesh Shah
    The Budget is more realistic than optimistic in its projection, enhancing its credibility. The debt market will view the Budget positively as the revenue deficit at 2.8 per cent of GDP and net borrowing at Rs 4.56 lakh-crore met expectations. ...
    - 29 days ago, 1 Mar 15, 12:25am -