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Moneycontrol Personal Finance

  • newCompounding interest: Eighth wonder of the world

    Compounding interest: Eighth wonder of the world

    Compounding or the addition of interest to the principal to be reinvested is the holy grail for retail investors. It is reported that Einstein called it the eight wonder of the world. Watch videos to know more.
    - 16 hours ago, 1 Oct 14, 8:34am -
  • Are you an NRI returning to India? Here are things to do

    Are you an NRI  returning to India? Here are things to do

    Existing FCNR or NRE accounts can be converted to RFC account as per the discretion of the account holder.
    - 1 day ago, 30 Sep 14, 5:38pm -
  • Clubbing of income: How to avoid it?

    Clubbing of income: How to avoid it?

    There are lots of occasions when this amount would be added to the income of the individual and this can turn the entire position of the tax calculations upside down. There are however some situations where this position can actually be avoided and here is a closer look at the whole process.
    - 1 day ago, 30 Sep 14, 5:38pm -
  • Latest judicial decisions on capital gains: Review

    Latest judicial decisions on capital gains: Review

    In this article certain very important decisions of various High Courts of India have been discussed which will help the tax payers in matters relating to Capital Gains arising in Real Estate Sector and thus these Judgments would be found beneficial to the readers.
    - 1 day ago, 30 Sep 14, 5:36pm -
  • Discounts, freebies slash in home loan rates

    Discounts, freebies  slash in home loan rates

    Home buyers’ are keen to purchase a property: The overall mood among home buyers is upbeat with majority of them optimistic about purchasing a property during the festive season. The desire to finalize a property seems to be more intense this year as the buyers are looking forward to schemes and offers from the developers.
    - 1 day ago, 30 Sep 14, 5:34pm -
  • How will REITs benefit retail?

    How will REITs benefit retail?

    While commercial real estate projects have been popular assets to securitise worldwide, market dynamics in India currently suggest that the retail sector could be a beneficiary as well. Factors underpinning the potential success of REITs in retail include:
    - 1 day ago, 30 Sep 14, 5:24pm -
  • Methods to save money on your next home loan

    Methods to save money on your next home loan

    While a fixed rate may seem like a safe decision, a floating rate of interest may pay off in the long run. Statistics show a floating rate can save close to 1-2% over a fixed rate across the entire tenure of the home loan.
    - 1 day ago, 30 Sep 14, 5:23pm -
  • Financial planning for child education: Here's help

    Financial planning for child education: Here's help

    Parents make the mistake of ignoring their retirement goal. Also, it may happen that due to some or the other reason, during the journey, the child education goal that the parents held so close to their heart could not be funded as they would have liked, and there is a shortfall which causes unavoidable disappointment and heartburn.
    - 1 day ago, 30 Sep 14, 4:51pm -
  • Property prices likely to be stable in Mumbai, NCR

    Property prices likely to be stable in Mumbai, NCR

    We anticipate a stable price scenario in cities such as Mumbai and NCR due to the high price points. However, Bangalore, Chennai, Pune, and Kolkata may see marginal appreciation due to increased demand.
    - 1 day ago, 30 Sep 14, 4:43pm -
  • ETF is an efficient way to invest in gold: Expert

    ETF is an efficient way to invest in gold: Expert

    Watch the interview of Harshvardhan Roongta, Roongta Securities with Ekta Batra on CNBC-TV18, in which he spoke about gold exchange-traded funds (ETF).
    - 1 day ago, 30 Sep 14, 2:27pm -
  • Top 10 Luxury Properties of India

    Top 10 Luxury Properties of India

    Top 10 Luxury Properties of India
    - 6 days ago, 25 Sep 14, 7:39pm -
  • Ways to raise money in emergencies post retirement

    Ways to raise money in emergencies post retirement

    Having an emergency fund in place covering at least 12-18 months of expenses is usually recommended post retirement. But sometimes, the expense is much higher than what is in the emergency fund. Having sufficient health insurance in place is also highly recommended.
    - 6 days ago, 25 Sep 14, 5:23pm -
  • Buyer's guide to green homes in India

    Buyer's guide to green homes in India

    Sustainable real estate is all about using resources sustainably and addressing the demands of the present without compromising the ability of future generations to meet their own needs
    - 6 days ago, 25 Sep 14, 4:52pm -
  • Things to know before you sell your property

    Things to know before you sell your property

    In order to get a good buyer, seller has to furnish a detailed property report. The report should include the exact property built up area/carpet area or square feet, price per square feet, its location, surrounding plots/neighboring resident areas, various amenities provided near the property location.
    - 7 days ago, 24 Sep 14, 5:28pm -
  • Importance of a financial plan: Do you really need it?

    Importance of a financial plan: Do you really need it?

    Financial planning is all about preparing a series or set of actionable plans to achieve your specific life goals. A road map, it guides you in making financial decisions- on investing, financial protection through insurance and building a corpus. It assesses the inflow and outflow of your resources, income, assets and liabilities.
    - 7 days ago, 24 Sep 14, 5:27pm -

Moneycontrol - Brokerage Recos

India Infoline - MF News

Business Standard Smart Investor

  • TVS Motor: Strong on volume growth; margins a concern
    The volume and market share gains can be attributed to a series of launches, especially in the second half of 2013-14
    - 9 days ago, 22 Sep 14, 10:47pm -
  • One Alibaba and one hundred Qasims
    The Alibaba IPO is a great lesson in marketing. Buzz was created from the time it went for filing earlier this year, as if a multi-starrer blockbuster was about to hit the theatres
    - 9 days ago, 22 Sep 14, 10:46pm -
  • Fun Pick: ICICI Prudential Value Discovery Fund
    ICICI Prudential Value Discovery Fund has been classified in the small and mid-cap equity-oriented category under the CRISIL Mutual Fund Ranking
    - 9 days ago, 22 Sep 14, 10:43pm -
  • Markets in comfort zone
    It shows the overall sentiment is good. New investors can take the opportunity to start small
    - 9 days ago, 22 Sep 14, 10:40pm -
  • The Morbi effect
    Some months ago, the BJP hype machinery went into an overdrive promoting all the great things to have come out of Gujarat over the last decade as an indication of what the country could expect if Narendra Modi became PM.Surprisingly, it missed a ...
    - 10 days ago, 22 Sep 14, 12:13am -
  • Stable profit outlook for JSW Steel
    Company insulated against mining woes faced by most domestic peers, stands to benefit from falling costs
    - 13 days ago, 18 Sep 14, 10:46pm -
  • Will 2014 be the worst year for IPO filings?
    Pipeline leanest since 2004; bankers said to be cautious due to fear of rejection by Sebi
    - 14 days ago, 18 Sep 14, 12:58am -
  • Lupin: Correction an opportunity
    While Merck Sereno and Salix deals will add to earnings in long run, existing geographies will continue driving growth
    - 14 days ago, 17 Sep 14, 10:48pm -
  • Many rerating cues for UPL
    Product launches, presence in high-growth markets and lower debt should help it improve revenue, earnings growth
    - 15 days ago, 16 Sep 14, 10:47pm -
  • Hunt the REIT killers with new bazooka
    I saw the huge billboard as I was driving into the city from the airport last Friday. I am not certain if I noticed it on the way out. The crawling evening traffic made sure I had a longer and closer look at it. It was about a 'city' project of a ...
    - 16 days ago, 15 Sep 14, 10:15pm -
  • Will FII inflows start slowing?
    They have put in $14 billion so far in 2014 but this could get slower if the US Fed raises rates; however, there are expectations on compensatory flows
    - 17 days ago, 14 Sep 14, 11:52pm -
  • Market rally rejigs cement, pharma pecking order
    Shree Cement beats ACC in market value, Lupin ahead of Dr Reddy's Labs
    - 18 days ago, 13 Sep 14, 11:20pm -
  • Cement players from South catch up
    With demand improving and price rises sustaining, profitability will improve for South-based companies
    - 20 days ago, 11 Sep 14, 10:48pm -
  • Gold ETFs going out of favour with investors
    The rally in the equities market and adverse regulatory changes on gold import have hit the exchange-traded funds offered by mutual funds
    - 21 days ago, 10 Sep 14, 10:48pm -
  • Sky-high Sensex forecasts skip ground-level bumps
    Rally restricted to big stocks; FIIs have hit investment caps in many large companies
    - 22 days ago, 9 Sep 14, 10:48pm -
  • Den Networks: Investing in new growth avenues
    Its tie-up with Snapdeal to launch a shopping TV channel looks like a win-win deal
    - 22 days ago, 9 Sep 14, 10:46pm -
  • Indian cement companies top global valuation chart
    Shree Cement is now the world's most expensive cement maker followed by Ultratech Cement
    - 23 days ago, 8 Sep 14, 10:49pm -
  • Coal India's near-term prospects hinge on price increases
    Govt is committed to raising production and enhancing efficiency but these benefits will take some time to accrue
    - 23 days ago, 8 Sep 14, 10:48pm -
  • Another case Sinha should recuse himself from
    His meeting with UK Sinha at his home office assumes signifciance in the backdrop of MCX fracas
    - 23 days ago, 8 Sep 14, 10:44pm -
  • Huge strategies by pharma companies
    The number of strategies employed by diverse Indian pharmaceutical companies are as numerous as the companies themselves.Some pharma companies select to work with efficiency in the volume-driven active pharmaceutical ingredients (API) space, ...
    - 24 days ago, 8 Sep 14, 12:46am -
  • How PACL found itself grounded
    Sebi has asked the Jaipur-based company to return Rs 49,100 crore to investors. The author looks at the twists and turns of the market regulator's investigation
    - 25 days ago, 6 Sep 14, 8:37pm -
  • Further re-rating on cards for ONGC
    With subsidy burden set to fall, a favourable change in subsidy-sharing formula and higher output are positives
    - 28 days ago, 3 Sep 14, 10:48pm -
  • Unlisted PSUs in line for divestment
    Centre asks Sebi, MCA for a suitable price discovery mechanism
    - 29 days ago, 2 Sep 14, 9:59pm -
  • Maruti: Robust product portfolio to power volumes and profits
    Strong growth, led by demand recovery, entry into new segments and uptick in margins, should double net profit by FY17
    - 29 days ago, 2 Sep 14, 9:56pm -
  • India Inc faces uphill task in meeting Sebi norms on women directors
    Currently, of 1,469 companies listed on NSE, 755 are yet to appoint a woman on their boards
    - 29 days ago, 2 Sep 14, 9:55pm -
  • More lent to Shiv-Vani despite court order
    The developments could complicate matters for the company, whose Rs 200-crore term loan from Bank of Maharashtra, a member of the consortium, is already a subject of a CBI probe
    - 29 days ago, 2 Sep 14, 9:54pm -
  • Let's make some money
    Market experts say booking profits could be unwise. If you are nervous, go for dividend-yield stocks
    - 29 days ago, 2 Sep 14, 9:51pm -
  • Launches key to Nestle's fortunes
    Market has cheered company's renewed aggression on innovations and launches; current valuation could limit upside
    - 30 days ago, 1 Sep 14, 9:45pm -
  • Two bogus traders & an innocent exchange
    In great prominence, not given to any of the numerous orders by regulators and courts since the scam broke over a year before
    - 30 days ago, 1 Sep 14, 9:43pm -
  • Debt private placements down 55% in June quarter
    Lower fund raising by banks and financial institutions contributed to the decline, according to first quarter statistics from PRIME Database
    - 30 days ago, 1 Sep 14, 9:42pm -
  • Crude oil outlook: Brent prices to average $108 in 2014
    Geopolitical risks will continue to play an important role in determining global oil prices
    - 31 days ago, 1 Sep 14, 12:32am -
  • Wanted: 5,000 independent directors
    Dilip Thakkar, a chartered accountant, and a non-executive director on the board of 14 listed companies, has a tough task at hand. By September 30, he has to give up seven of these positions. Sebi has put a cap of seven for the number of ...
    - 33 days ago, 29 Aug 14, 11:48pm -
  • Small guys can punch above their weight
    Come October, the retail investor will have more power over his investments in listed companies than ever before. He can block promoters using company resources to enrich themselves, have greater confidence in the independence of the board running ...
    - 33 days ago, 29 Aug 14, 11:43pm -
  • Related parties won't have an easy walk to the bank
    A new Regime, effective from October,Will put company boardrooms under greater scrutiny. As investors cheer, vested interests are working overtime to limit the damage
    - 33 days ago, 29 Aug 14, 11:37pm -
  • India Inc pushes for dilution, delay of new regime
    Officials of top corporate groups, directors and consultants are in constant discussion with ministers, officials and regulators to cushion the blow of the new corporate governance norms on their existing business arrangements. These interest groups ...
    - 33 days ago, 29 Aug 14, 11:29pm -
  • Muthoot, Manappuram to regain lost sheen
    Stable gold prices, expectations of reduction in auctions due to customer defaults make analysts bullish on both
    - 35 days ago, 27 Aug 14, 10:48pm -
  • Bhangoo family holds stake in PACL's parent firms
    Nirmal Singh Bhangoo tried to distance himself by telling Sebi he was only an advisor; company filings indicate otherwise
    - 35 days ago, 27 Aug 14, 10:47pm -
  • Shree Cement: Foray into new geographies holds key
    High valuations and potential impact of entry into new regions on margins has led certain analysts lower their ratings
    - 36 days ago, 26 Aug 14, 10:47pm -
  • Next big Ponzi will be an app
    I hope I am proved wrong. However, in all likelihood, the next big ponzi scheme to be unearthed in a few years from now will be a mobile-based application or app. As smart phones penetrate through the country, apps are getting more and more ...
    - 37 days ago, 25 Aug 14, 10:46pm -
  • Cowards in the financial domain
    In a country where the concept of financial activism is still, well, only a concept, the opposition by shareholders to a salary increase proposal at the Tata Motors AGM came as such a surprise that financial editors immediately put this development ...
    - 38 days ago, 24 Aug 14, 11:38pm -
  • Brighter days ahead for paint companies
    Asian Paints, Berger Paints, Kansai Nerolac set to gain from industrial pick-up, softening crude oil prices
    - 40 days ago, 22 Aug 14, 9:31pm -
  • Related-party rule dilution panned as anti-investor
    Critics rap this as anti-investor, against legislative intent, as already borne out at AGMs; seek review of MCA decisions
    - 41 days ago, 21 Aug 14, 10:49pm -
  • Diversification, new launches to give a boost to Emami's growth
    Entry into new and high-growth categories will also help diversify from a seasonal portfolio
    - 42 days ago, 20 Aug 14, 10:48pm -
  • Is the market's bull run sustainable?
    Is the market's bull run sustainable?
    - 43 days ago, 20 Aug 14, 9:10am -
  • Network18 in consolidation mode
    Losses have come down but it might take a couple of quarters before revenues stabilise, given the senior management exits at corporate and editorial levels
    - 43 days ago, 19 Aug 14, 10:48pm -
  • Indian ETFs liked more abroad
    Those operating overseas have more than 10 times the assets of their local counterparts
    - 48 days ago, 14 Aug 14, 10:50pm -
  • 5 ETFs to hit market this year
    Most new ETFs to be non-benchmark based
    - 48 days ago, 14 Aug 14, 10:48pm -
  • India stock prices stretched on Modi euphoria: Aberdeen
    Says the world-beating 23% rally this year may have outpaced the outlook for corporate earnings
    - 48 days ago, 14 Aug 14, 10:38pm -
  • Sensex marks two-and-a-half-week high ahead of Independence Day speech
    The broader Nifty was just 0.6% shy of the record high of 7,841 hit on July 25
    - 48 days ago, 14 Aug 14, 10:37pm -
  • Oil marketers in sweet spot
    IOC, BPCL and HPCL stand to gain from weaker crude oil prices and diesel price deregulation
    - 49 days ago, 13 Aug 14, 10:47pm -

Business Standard PF

  • newTry MFs to benefit from e-commerce boom
    Investing directly here is difficult. Retail investors can look at firms that will benefit from the sector's growth and go by this route
    - 3 hours ago, 1 Oct 14, 10:06pm -
  • Return of purchase price means lower return from annuity
    If you have no dependants you can opt for lifetime annuity & get more pension
    - 1 day ago, 30 Sep 14, 10:04pm -
  • Roll over FMPs only if you don't need cash
    Otherwise, you could be better off investing in open-ended balanced funds with similar returns, tax efficiency
    - 2 days ago, 29 Sep 14, 10:06pm -
  • Life on an online platform
    While buying a car online provides substantial saving, you need to be more careful about real estate
    - 3 days ago, 29 Sep 14, 12:20am -
  • 40 Years Ago...And now: From sons to self-reliance
    A limited number of instruments did not allow people to save enough to beat inflation. Thankfully, we are better placed now
    - 3 days ago, 29 Sep 14, 12:19am -
  • Don't break down after a mid-career break
    Most people make the basic mistake of not having a proper back-up plan
    - 3 days ago, 29 Sep 14, 12:18am -
  • Uncertainty will plague coal sector for the time being
    It is easy to pinpoint the losers right now. But there could be a turnaround in six months
    - 3 days ago, 29 Sep 14, 12:15am -
  • Charged for twin-sharing room, given triple-sharing
    When a customer is charged on twin-sharing basis, a tour operator cannot cut costs by giving accommodation on triple-sharing. Heena Devi had booked a vacation package for herself and her son for Thailand, Malaysia and Singapore conducted by ...
    - 3 days ago, 29 Sep 14, 12:14am -
  • Extension of Metro route will aid residential development
    Ghaziabad caters primarily to the mid-segment and affordable housing segment. It is home to established housing clusters such as Kaushambi, Vaishali and Indirapuram while upcoming residential corridors include Raj Nagar Extension and developments ...
    - 3 days ago, 29 Sep 14, 12:13am -
  • Banking: Prashant Joshi
    Today, Prashant Joshi,MD & Head, Private & Business clients (India), Deutsche Bank, answers your questionsI am going on a six-month assignment to Italy next month. Can I open an NRI or NRO savings account from there? What is the advantage of ...
    - 3 days ago, 29 Sep 14, 12:12am -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 3 days ago, 29 Sep 14, 12:11am -
  • Consumer loan or credit card loan?
    A discount on the product may make a credit card loan seem cheaper than a consumer durable loan. But missing a payment in case of the former will mean exorbitant charges
    - 4 days ago, 27 Sep 14, 9:30pm -
  • Tax on NPS makes it unattractive
    While PFRDA is taking efforts to make the New Pension System more flexible than earlier, EPF still has the edge
    - 6 days ago, 25 Sep 14, 10:27pm -
  • Bank stocks: Cheap does not mean buy
    Many are now cheaper after stock splits. But look at key parameters
    - 7 days ago, 24 Sep 14, 10:18pm -
  • Diversified funds make more sense
    Blue-chips may improve ETF returns but PSUs could prove a drag
    - 8 days ago, 23 Sep 14, 10:17pm -
  • Markets in comfort zone
    It shows the overall sentiment is good. New investors can take the opportunity to start small
    - 9 days ago, 22 Sep 14, 10:40pm -
  • Why diesel cars still make sense
    The price differential between diesel and petrol has narrowed. But there are still enough reasons to opt for the diesel variant
    - 10 days ago, 21 Sep 14, 10:30pm -
  • 40 Years Ago...and now: Gold - From control to seamless trade
    Despite the recent imposition of import rule and high duties, the yellow metal continues to attract buyers
    - 10 days ago, 21 Sep 14, 10:29pm -
  • Insure against disability too, not merely death
    Rising number of accidents makes it essential to have a personal accident cover, even if you have term life insurance
    - 10 days ago, 21 Sep 14, 10:27pm -
  • Whose fault is it anyway?
    "I had booked a flat in Delhi in 2009 for Rs 20 lakh. I got a loan worth Rs 14 lakh sanctioned for it. I made a down payment of Rs 6 lakh and the lender disbursed Rs 5 lakh. The builder has finally completed the construction and asked for the ...
    - 10 days ago, 21 Sep 14, 10:26pm -
  • Life Insurance: Anuj Agarwal
    I am 23 and have started working in June this year. I want to buy a life insurance policy but don't know which policy to buy. Please help.It is always advantageous to buy life insurance when a person is young, mainly because of the lower cost. ...
    - 10 days ago, 21 Sep 14, 10:23pm -
  • Realty check
    Business Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in a price range of Rs 30-50 lakh. If you are looking at buying real estate and your budget falls within this range, an idea about ...
    - 10 days ago, 21 Sep 14, 10:22pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 10 days ago, 21 Sep 14, 10:21pm -
  • Don't time your equity investments
    Inaction is not all bad. Staying invested will generate higher returns in the long term
    - 11 days ago, 20 Sep 14, 10:06pm -
  • Insurance important for domestic travel
    Besides medical expenses, it provides for extended stay and evacuation in case of natural calamities
    - 13 days ago, 18 Sep 14, 10:12pm -
  • Guarantors can fight 'wilful defaulter' tag
    They can seek relief if their assets are mortgaged or under construction or tied in business ventures
    - 14 days ago, 17 Sep 14, 10:09pm -
  • Buy Alibaba in the secondary market
    You could use the $125,000 per person limit to invest
    - 15 days ago, 16 Sep 14, 10:30pm -
  • Have some exposure to aggressive debt funds
    Schemes that invest in lower-rate papers are like mid-cap funds in the equity space
    - 16 days ago, 15 Sep 14, 10:12pm -
  • How about investing in smaller cities?
    There are good reasons, such as lower costs and better quality of life, for companies and individuals moving to places beyond the metros. So, property prices will appreciate
    - 17 days ago, 14 Sep 14, 10:30pm -
  • Should you catch the IPO fever?
    Look at key parameters like pricing and valuation, compare with sector averages and avoid playing the listing game
    - 17 days ago, 14 Sep 14, 10:29pm -
  • 40 Years Ago...and now: Home loan: A tale of three institutions
    HDFC, the pioneer, ICICI, the game-changer, and SBI, the original teaser, turned the market on its head
    - 17 days ago, 14 Sep 14, 10:27pm -
  • Claim can't be disallowed by unilaterally changing terms
    A contract of insurance requires both the parties to maintain utmost good faith. Once a policy is issued, the terms and conditions cannot be varied, unless such variation is expressly consented to by the insured. If the terms are unilaterally ...
    - 17 days ago, 14 Sep 14, 10:26pm -
  • Benefits from good connectivity with other suburbs, airport
    Chromepet is an emerging suburb in the southern region of Chennai, located about 20 kilometres from the main city. Chromepet's claim to fame on the Chennai real estate map is its central location with great connectivity. Recent reports number ...
    - 17 days ago, 14 Sep 14, 10:25pm -
  • Debt counselling: Mohan Jayaraman
    Why is it important to know one's credit score? How can I know mine?A credit score indicates the borrower's creditworthiness and lenders are increasingly relying on credit scores, as a part of the credit approval process. The higher your score, the ...
    - 17 days ago, 14 Sep 14, 10:24pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 17 days ago, 14 Sep 14, 10:23pm -
  • Know about the taxes on under-construction flats
    VAT and service tax will push up the final cost of property. So, make your investment with care
    - 18 days ago, 13 Sep 14, 9:02pm -
  • What should you do with FMPs?
    It is a toss-up between liquidity and higher returns; if the tenure is more than three years, FMPs score
    - 20 days ago, 11 Sep 14, 10:29pm -
  • Don't wait to buy health cover
    The waiting period can trip you if there is sudden illness. Buy a top-up policy along with employer's cover to get additional benefits at an early age
    - 21 days ago, 10 Sep 14, 10:16pm -
  • Cost of closed-end schemes
    They're multiplying and have a plus for those lacking investment discipline but you cannot do an SIP in these
    - 22 days ago, 9 Sep 14, 10:23pm -
  • Ensure that your TDS reaches the income-tax department
    If not, an assessee might be charged interest for not paying TDS on time
    - 23 days ago, 8 Sep 14, 10:10pm -
  • How special is the offer?
    Banks, builders and white goods manufactures are dangling the discount carrot this festive season. Choose attractive invitations with care
    - 24 days ago, 7 Sep 14, 10:30pm -
  • 40 years ago...and now: Lowest returns, consistently popular
    They have given you much fewer returns over the past 40 years compared to many asset classes; yet, bank FDs remain one of the most popular investment options
    - 24 days ago, 7 Sep 14, 10:28pm -
  • Fixed deposits, NCDs score for one-year horizon
    For a three-year period, fixed maturity plans are better, but consider the quality of the portfolio
    - 24 days ago, 7 Sep 14, 10:27pm -
  • Fixed-rate home loans are back - should you take them?
    The last time we had long tenure fixed-rate home loans at interest rates that were so close to the floating rate loan was way back in 2003-04
    - 24 days ago, 7 Sep 14, 10:26pm -
  • Readers' Corner: General Insurance
    Bhargav Dasgupta, CMD & CEO, ICICI Lombard General Insurance, answers your questions
    - 24 days ago, 7 Sep 14, 10:25pm -
  • Realty check
    Budget: Rs 2.5-3 crore
    - 24 days ago, 7 Sep 14, 10:24pm -
  • Case study
    Business Standard analyses one family's finances and suggests a way forward
    - 24 days ago, 7 Sep 14, 10:23pm -
  • New PF rule may lower take-home pay
    But increase in the statutory contribution will boost retirement corpus
    - 25 days ago, 6 Sep 14, 9:15pm -
  • Fixed-rate home loans: Not many followers likely for ICICI Bank offer
    ICICI Bank's fixed rate loan will reduce the difference between the fixed and floating rates to a bare minimum of 10 basis points
    - 26 days ago, 6 Sep 14, 12:35am -
  • Benefitting from stock splits
    Ideally, it should be a zero-sum game but in reality, investors stand to gain due to price rise and higher liquidity
    - 27 days ago, 4 Sep 14, 10:40pm -
  • Don't let your insurance policy lapse
    Your agent may not remind you about renewal; set alerts & pay premia on time
    - 28 days ago, 3 Sep 14, 10:26pm -
  • Let's make some money
    Market experts say booking profits could be unwise. If you are nervous, go for dividend-yield stocks
    - 29 days ago, 2 Sep 14, 9:51pm -
  • Don't trade in your company's shares
    Stringent rules for trading in a no-transaction period by staffers. A breach can lead to wage freeze, suspension, denial of Esops
    - 31 days ago, 31 Aug 14, 11:15pm -
  • 40 Years Ago...And now: From outcry to just a click
    Brokers trade over the terminal and with just a click of a mouse, buy or sell shares
    - 31 days ago, 31 Aug 14, 11:14pm -
  • Don't get swayed by the euphoria
    Not all good performing funds will be able to sustain returns for long. So, select the right mix of funds
    - 32 days ago, 30 Aug 14, 9:18pm -
  • For consumers, mediation might not mean much
    Changes proposed to the Consumer Protection Act, such as inserting another round of mediation after filing a case, are unnecessary
    - 34 days ago, 28 Aug 14, 10:22pm -
  • Online wills are legally sound
    Such a will, a cheaper and more convenient option, has to be signed by two witnesses
    - 35 days ago, 27 Aug 14, 10:06pm -
  • Gold purchases can wait
    Unlike earlier years, buying it closer to the festival season can be cheaper
    - 36 days ago, 26 Aug 14, 10:10pm -
  • Don't do systematic investment in short-term debt funds
    This works only for longer-tenured ones such as income funds, as the element of interest rate risk is reduced
    - 37 days ago, 25 Aug 14, 10:48pm -
  • Mutual funds get costlier
    Charges of many schemes have gone up by a good 50-75 bps. This will hurt returns of investors significantly over the long run
    - 38 days ago, 25 Aug 14, 12:20am -